Pay at your own pace starting at 0-36% APR

When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to split your purchase into monthly payments starting at 0-36% APR with no hidden fees.

Choose 6, 12, or 24 monthly payments

For example, a $3,249 Dirty Wonderland might cost $135/mo over 24 months at 0-36% APR

1. Fill your cart
 

Select Affirm at checkout, then enter a few pieces of info for a real-time decision.

2. Choose how to pay
 

Pick the monthly payment plan you like best. You’ll never pay more than you agree to up front.

3. Pay over time
 

Make payments at affirm.com or in the Affirm app. You’ll get email and text reminders.

Check Rates

Navigate to your desired amp below and select "Check your purchasing power" on the product page to learn more.

Your rate will be 0-36% APR based on credit, and is subject to
an eligibility check. Payment options through Affirm are provided by these
lending partners: affirm.com/lenders. Options depend on your purchase
amount, and a down payment may be required.

FAQs

1Can I pay off my purchase early?
Yes! There’s no penalty for paying early.
2How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
3Can I return an item I bought with Affirm?
Yes—you can return an item you bought with Affirm by initiating the return process with the store.
4Does checking my eligibility affect my credit?
No, your credit won’t be affected when you create an Affirm account or check your eligibility (including checking your pre-qualification eligibility). When you apply for or check to see if you prequalify for Affirm financing, it’s considered a soft inquiry, which does not affect your credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm’s Help Center.
5Do I need a mobile number to use Affirm
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.
6Where can I learn more about Affirm?
You can visit their website at affirm.com.